Für Minderjährige empfehlen wir die Prepaid-Karten von Volkswagen Bank, DKB und Commerzbank. Für Menschen mit schlechtem Schufa-Score eignen sich. Die kostenlose Kreditkarte zum DKB-Cash. Bezahlen, sparen und weltweit Geld abheben ohne Gebühren. Die DKB-VISA-Card. Neben der Classic- und der Gold-Card gibt es zum Beispiel seit einiger Zeit die sogenannte VISA Electron Kreditkarte. TIPP: Das DKB.
Kreditkarte für USA-ReiseDie Visa Electron ist eine Prepaid-Kreditkarte, die von der Kreditkartengesellschaft VISA ausgegeben wird. Im Gegensatz zu einer normalen Debitkarte können. Die kostenlose Kreditkarte zum DKB-Cash. Bezahlen, sparen und weltweit Geld abheben ohne Gebühren. Die DKB-VISA-Card. Informationen und Tipps zu den Angeboten der DKB sowie Vergleiche von kostenlosen Geldkarten anderer Banken. Die VISA Electron Kreditkarte wird in der.
Visa Electron Dkb Navigation menu VideoKreditkarte Erklärung: Wozu gibt es Kreditkarten? Lohnt es sich?
Visa Electron Dkb Sie ein Visa Electron Dkb aus. - Ihre VorteileKonto und Karte sind kostenlos.
The card number and validity as well as cardholder name are printed rather than embossed , thus the card cannot be used in a card imprinter — for card-present transactions the card requires a reader of magnetic stripe cards , EMV reader or contactless payment terminal.
From Wikipedia, the free encyclopedia. Not to be confused with Visa Debit. Bahrain Islamic Bank. Raiffeisen Bank.
Al Bawaba. Sie kann also trotz negativem Schufa Eintrag beantragt werden. Darüber hinaus können auch solche Personen die Kreditkarte nutzen, die für eine Karte mit Kreditfunktion keine ausreichende Bonität besitzen.
Dies trifft beispielsweise auf Minderjährige, Schüler und Arbeitslose zu. Wo kann ich diese bekommen?
Genügt das Konto meiner Bank? You have to understand that the bank has to pay fees, even if the Visa credit cards and the worldwide cash withdrawals are free of charge for you.
Therefore, the chances to obtain a second Visa credit card are best, if the bank can see that you really also use the first one. Does it make sense now?
Clicking on it, a new page will load. Now click on the describing text next to the DKB Visa credit card, just like the arrows indicate in the illustration.
On this page you select the person for whom you request the second Visa credit card. If you are not the holder of a joint account, then this will always be your name and your current account.
At joint accounts, you will find a selection in the menu. As the DKB knows about this smart strategy too that more and more customers take advantage through a second Visa Card, the probability is very high that your new Visa credit card will be approved and issued.
Finally, it is also in the interest of the bank that its customers are satisfied and use the DKB increasingly as their main bank. One feature of a main bank is that the customers use more than one product, so e.
If you apply at the same time for the opening of several current accounts, then the bank can see through a request at the Schufa that you recently submitted a request at another bank.
How this will be evaluated by the bank, one can only guess …. If you absolutely want to become a customer of the DKB, please try again in one year … you will then probably have more data to be evaluated at the Schufa.
Thanks so much for your reply. Yes, exactly. Moreover, you can deposit and withdraw cash free of charge at the branch offices of the Commerzbank.
I come from Greece and I am living also in Greece. Why that? I am little confused to be honest, I have friends who do not have a proper jobs are not officially emplyoed and they managed to get this card and I am employed since January officially with proper salary and have been living in Germany since only from in Berlin and to be honest I am writing here because I cannot figure out why I am I rejected?
They have also asked me if I have permanent unbefristet Aufenhaltstitel which I do not yet but I do have permit to live and work here of course, maybe that is the reason?
Do you think I should try again is few days? Thank you. As soon as this is done, I will publish an article with instructions to do it.
The banks call this risk assessment … especially, if there is not enough data available, the computers sometimes take not quite favourable decisions.
In the second-chance option, there will be a possibility to write a few sentences about oneself and convey the planned usage of the account.
Submitting a new application with the same data today — or in a few days — will unlikely help you to open an account.
You know that if you are doing the same things, you obtain the same results. What is this 3. I believe this is the charge of the exchange fees with a maximum of 5.
Withdrawal is free that I understand, but it seems you cannot escape anymore from the foreign currency fees.
As I have their other credit cards too. Strange that as one EU, it is still so difficult to open accounts in other EU countries.
Fees for withdrawals in foreign currencies neither apply as at many other providers. The DKB Visa credit card even entitles you to withdraw cash at the counters of other banks.
So do not do that please, unless:. I have tried to use my card online to purchase flight tickets, with available credit to cover the cost and more.
It seems that I have to apply in writing and then get it posted to me … is that correct? Otherwise my transaction just seems to get refused — I have tried many times to book these flights n with a foreign airline and its getting frustrating.
At online payments with the Visa credit card, the three digit code, which is stated on the back at the signature field, is often required.
You can get a solution fastest when calling the customer service of the DKB. It is available for you all around the clock and its telephone number is also stated on the back of the DKB Visa credit card.
Hello I am a little bit confused with the dbk, I want to know if I can just open account for saving purposes, maybe once in a while I can use it for buying things.
But for now I just want to save money. So what type of card should I apply for and how do I go about it. Something like a savings account but I can also use it to purchase once in a while.
I only want one card, visa card but not credit card included. Use the credit card account as a savings account. Here, the interest rate is 0. If you do not need the card anyway, then keep it safe or cut it.
This way, you are also not tempted to use the credit line. However, it will rise automatically, if one uses the DKB account as a salary account.
If it is higher, the bank must agree, but if you lower it, not. So you can set your credit limit to zero by yourself. Hello, I am an italian student, now studying in Germany.
Would those banks fit for my case? Thankyou for your help. The DKB is a bank that makes a creditworthiness check, because it includes a Visa credit card with credit line even if the credit line is low at first.
If you currently live with a friend and your name is on the mailbox, then you can state this address. However, you will also need an address in Germany in order to get sent the Master Card.
Which is the fee? There is no charge at all? Thanks in advance. I arrived to Germany a couple of weeks ago, because I have started to work here, and I am looking for the best option to open a bank account.
With the information that I have read during the last days, I was already pretty sure that I wanted an account in DKB. But today, after I have found your site, I am absolutely convinced about it.
Can I have all my money always in the credit one? In that case, for all my withdrawals with the credit card in Germany and also abroad the money will be taken from the amount I have in my credit account or from the credit limit?
Is it also free for transfers that are not in euros? Are the money transfers made from the money that is in your normal account, or in your credit account?
It is a current account and a billing account for the credit card. You only have to transfer money to the credit card, credit line will increase.
You can always dispose of your deposited money. If the credit line is high enough for you depending on your creditworthiness and usage, it is between Euros to 15, at the DKB , it is not necessary to deposit money.
Even if the credit card should go into the red, no loan interest will apply. Until the monthly automatically settlement, the credit card transactions are free of interest.
Loan interest can only be on the current account, if not enough money is on it. If enough money is on the current account, then no loan interest will ever be charged.
Outgoing and ingoing transfers in a foreign currency are always subject to charges. Transfers can only take place to or from the current account DKB Cash.
The charge for ingoing or outgoing transfers in foreign currencies is 0. The exchange rates are relatively fair and usual for banks in Germany no huge surcharges, as known from Paypal, Payoneer etc.
However, it is often not very easy to get an account at the DKB, if one lives only since recently in Germany. You may have experienced that in the USA, where one has to build a certain credit history.
Direct banks that offer all important account features for free, need you to fulfil the strict requirements of the creditworthiness check, even more than a local bank.
Imagine I get my account and I deposit euros in my credit account. My question is: now I have euros in my credit account? Thank you again and sorry for asking so much, but I like to be sure before I make a decision about banking.
By the way I hope they will allow me to get my account, if I send them my contract and the documents they ask me for.
Now everything is clear for me. I am going to apply right now for my account. Thank you very much for your useful help, and congratulations for your awesome website.
I only need a free visa card for my online shoppings. Sparkasse visa card is prepaid and also, I have to pay a charge of 3 euros per month.
Is such a thing possible? Unfortunately, the article to this subject is only available in German language. In next days I shall receive all documents and cards as confirmed by the back.
My question is as follows: I already have a Giro Konto with Postbank which is also my salary account and I want to keep it that way. I do not have credit card with Postbank.
I want to use new DKB konto as second account specially because of its credit card which I can widely use to take out cash worldwide and make online purchases.
So, do I have to make DKB account as my salary account? Can I increase my credit limit by transferring certain amount of money from post bank to DKB each month?
Thanks in advance for your reply! If you let your salary payments be transferred to the DKB, you can get a higher credit line on the credit card and on the current account overdraft facility.
After the 1st salary payment, a credit limit of up to double the monthly net income would be possible. One has to request the increasement.
However, you can just leave it as it is and increase the credit line through transfers to the credit card account. Hi My family and I shall be moving to Berlin in a few weeks time with my husbands work.
We need to get a bank account asap once we get there. We were set on DKB but after reading above, do I understand correctly that this will be difficult after only being there for a few days?
Immer und überall mit der DKB bezahlen. Ihre Vorteile keine Jahresgebühr. DKB-Cash beantragen. Vorteile der kostenlosen Kreditkarte. Mehr Sicherheit und Kontrolle mit Card Control.
Guthaben bis Bezahlen leicht gemacht. Beim Shopping. Sie shoppen gerne?Now everything is clear for me. Moreover, you can deposit and withdraw cash free of charge at the branch offices of the Commerzbank. Applying for a DKB Visa card is easy. Used it mostly to purchase online but occasionally to withdraw money especially when abroad. Notify me of followup comments via e-mail. Because I lived in the USA before, Englische Mannschaften there applying a checking account is OK but applying credit card will affect the credit score. Al Bawaba. MG says:. Just for clarification, depending which way of writing you Howdy Farm used to: in the anglo-american writing style it would be 0. Of course you report the loss Kostenlose Kinderspiele Online have the card blocked first. Prepaid-Karten sind mit oder ohne feste Jahresgebühr erhältlich; zusätzlich Monstergame manche Anbieter im ersten Jahr eine Ausgabegebühr. Sie können sie bei Bedarf ausdrucken oder zeitlich unbegrenzt in Ihrem Archiv speichern. Der Karteninhaber lädt sie einfach per Überweisung oder Einzahlung mit dem gewünschten Guthaben auf.